Certificates of Deposit

Looking for a low risk, interest bearing term account? Contact your relationship banker for our current CD rates and terms and lock in your rates today.

Business Certificates of Deposits

Less time banking means more time to focus on the needs of your business. CD’s offer the highest guaranteed rate of any of our savings plans. Contact your relationship banker for current rates and terms.

  • Interest paid monthly, quarterly, annually, or at maturity
  • Automatic transfer of interest to checking, savings, or money market accounts.
  • Substantial early withdrawal penalty will be imposed on any amount withdrawn prior to maturity.
Minimum Balance to OpenMonthly Maintenance ChargePer Item ChargeDaily Balance Requirement to Waive Cycle Service Charge
$2,500NoneNoneNot Applicable

Checking, Savings and Certificates of Deposits at Metropolitan Bank are insured by the Federal Deposit Insurance Corporation, an agency of the United States Government. Each depositor is insured up to $250,000. Coverage of a higher amount is possible by opening accounts using more than one type of ownership or by opening an account under the Bank’s special CDARS program.

Information is effective January 1, 2020 and is subject to change from time to time without notice.