Checking & Savings

Less time banking means more time to focus on your personal goals.

More Savings Options

Value Checking

Need a simple and convenient account with a low opening balance? Regular checking is designed for your needs. This account comes with a high level of service regardless of the balance.

First order of checks free. MasterCard Debit Card. Direct Deposit. Online and Mobile Banking. Online Bill Pay.
Unlimited monthly check writing.
$8.00 monthly maintenance charge. No monthly maintenance charge with an average daily balance of $1,500.00 or a combined average monthly balance of $5,000.00 in a combination of Metropolitan checking or savings accounts.

Minimum Balance to Open	Monthly Maintenance Charge	Per Item Charge	Daily Balance Requirement to Waive Monthly Maintenance Charge
$100	$8	None	$1,500

Premier Interest Checking

Enjoy the advantages of Value Checking while earning a variable interest rate.

First order of checks free. MasterCard Debit Card. Direct Deposit Online and Mobile Banking. Online Bill Pay.
Interest compounded daily and paid monthly on balances of $500 or more.
Unlimited monthly check writing.
If you close your account before interest is credited, you will not receive the accrued interest.
$8.00 monthly maintenance charge. No monthly maintenance charge with an average daily balance of $2,500.00 or $10,000.00 in a combination of Metropolitan checking or savings accounts.

Minimum Balance to Open	Monthly Maintenance Charge	Per Item Charge	Daily Balance Requirement to Waive Monthly Maintenance Charge
$100	$8	None	$2,500

Senior Citizen Checking

Thinking of retirement? If you’re at least 62 years old, this account comes with a LOW cost, high level of service that affords you the luxury of unlimited check writing.

Minimum Balance to Open	Monthly Maintenance Charge	Per Item Charge	Daily Balance Requirement to Waive Monthly Maintenance Charge
$100	None	None	Not Applicable

Money Market Account

Earn interest at a tiered rate while enjoying the flexibility of access to your funds.

Tiered market rate of interest compounded daily, paid monthly.
Limited check-writing convenience.
No more than (6) Preauthorized withdrawals, on-line transfers, automatic or telephone transfers, checks, drafts, debit card and similar transactions per month. $10.00 service charge for each item in excess of (6) Preauthorized withdrawals, on-line transfer, automatic or telephone transfers, checks, drafts, debit card and similar transactions per month.

Minimum Balance to Open	Monthly Maintenance Charge	Per Item Charge	Daily Balance Requirement to Waive Monthly Maintenance Charge
$2,500	$10	None	$2,500

Value Savings

Invest your money in a secure financial institution.

Interest compounded daily, paid quarterly.
Direct Deposit. Online and Mobile Banking.
Unlimited deposits and withdrawals by mail or in-person.
If you close your account before interest is credited, you will not receive the accrued interest.
No more than six (6) preauthorized withdrawals, on-line transfers, automatic or telephone transfers, checks, and drafts per month. $10.00 service charge for each item in excess of six (6) preauthorized withdrawals, on-line transfer, automatic or telephone transfers, checks, drafts, and similar transactions per month.

Minimum Balance to Open	Monthly Maintenance Charge	Per Item Charge	Daily Balance Requirement to Waive Monthly Maintenance Charge
$300	$15	None	$1,500

Super Savings

Invest your money in a secure financial institution.

Interest compounded daily, paid quarterly.
Direct Deposit. Online and Mobile Banking.
Unlimited deposits and withdrawals by mail or in-person.
If you close your account before interest is credited, you will not receive the accrued interest.
No more than six (6) preauthorized withdrawals, on-line transfers, automatic or telephone transfers, checks, drafts and per month. $10.00 service charge for each item in excess of six (6) preauthorized withdrawals, on-line transfer, automatic or telephone transfers, checks, drafts, and similar transactions per month.

Minimum Balance to Open	Monthly Maintenance Charge	Per Item Charge	Daily Balance Requirement to Waive Monthly Maintenance Charge
$5,000	$15	None	$5,000

Checking, Savings and Certificates of Deposits at Metropolitan Bank are insured by the Federal Deposit Insurance Corporation, an agency of the United States Government. Each depositor is insured up to $250,000. Coverage of a higher amount is possible by opening accounts using more than one type of ownership or by opening an account under the Bank’s special CDARS program.

Information is effective April 1, 2021 and is subject to change from time to time without notice.