Certificate of Deposits

Personal Certificates of Deposit

CD’s offer the highest guaranteed rate of any of our savings plans. Contact your relationship banker for current rates and terms and lock in your rates today.

  • Interest paid monthly, quarterly, annually, or at maturity
  • Line of Credit available for CD with maturity of 12 months or longer
  • Automatic transfer of interest to checking, savings, or money market accounts
  • Substantial early withdrawal penalty will be imposed on any amount withdrawn prior to maturity
Minimum Balance to OpenMonthly Maintenance ChargePer Item ChargeDaily Balance Requirement to Waive Monthly Maintenance Charge
$2,500NoneNoneNot Applicable

Checking, Savings and Certificates of Deposits at Metropolitan Bank are insured by the Federal Deposit Insurance Corporation, an agency of the United States Government. Each depositor is insured up to $250,000. Coverage of a higher amount is possible by opening accounts using more than one type of ownership or by opening an account under the Bank’s special CDARS program.

Information is effective January 1, 2020 and is subject to change from time to time without notice.