Health Savings Accounts (HSAs)
Less time banking means more time to focus on your personal goals.
Personal Health Savings Accounts (HSAs)
For depositors with high deductible health plans
- Tiered market rate of interest compounded daily, paid monthly.
- For depositors with high-deductible health plans.
- Up to $3,600 a year tax-deferred contribution for a single person ($1,000 catch-up for age 55 and older), $7,200 for a family, for 2021.
| Minimum Balance to Open | Monthly Maintenance Charge | Per Item Charge | Daily Balance Requirement to Waive Monthly Maintenance Charge |
|---|---|---|---|
| $1,000 | $3.50 | None | $5,000 |
Checking, Savings and Certificates of Deposits at Metropolitan Bank are insured by the Federal Deposit Insurance Corporation, an agency of the United States Government. Each depositor is insured up to $250,000. Coverage of a higher amount is possible by opening accounts using more than one type of ownership or by opening an account under the Bank’s special CDARS program.
Information is effective April 1, 2023 and is subject to change from time to time without notice.