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March 20, 2023

In response to the recent troubles of a few other banks in the United States, we would like to assure you, our clients, that Metropolitan Bank remains unaffected and a healthy, responsible and safe institution for your money.


Maintaining your trust and confidence has been our foremost priority and a guiding principle since the Bank’s inception in 1983. Because of this, the Bank’s investment strategy has always been an extremely conservative one where the vast majority of its assets is in the form of loans to local clients here in the San Francisco Bay Area. These loans are secured by residential and commercial real estate, also located locally, and diversified by business types and property uses. Also, with regard to the small percentage of the Bank’s assets that are not loans, the Bank invests almost entirely in very low-risk government agency securities with limited exposure to market interest rate fluctuations. We are and remain your community bank that reinvests your deposits in our local Bay Area community, and we are proud to have safeguarded our community’s money for the past 40 years.

It is as our slogan goes: Your Community. Your Bank. And we are not going anywhere.

– The Board of Directors and Staff of Metropolitan Bank

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