Identity Fraud Prevention
Learn more to protect yourself against Identity Fraud
Identity Fraud occurs when someone uses your personal information like your name, social security number, date of birth, mother’s maiden name, driver’s license, bank or credit card number; without your permission to commit fraud or other crimes.
Thieves may commit identity fraud in a variety of ways. They may use your information to:
- Open new bank accounts and write bad checks.
- Establish telephone or utility services to run up charges
- Apply for loans and credit cards in your name.
- Obtain your social security benefits without your knowledge.
- Rent apartments or purchase vehicles with your information.
Identity Fraudsters may get a hold of your information in many ways. Some of their methods include:
- Dumpster Diving – Going through your trash to steal old bills or other documents with your personal information on it.
- Skimming – Duplicating your debit card via a cloning device attached to ATM’s.
- Pretexting – Posing as a legitimate company and claiming your account has issues.
- Phishing – Impersonating a trustworthy financial institution or company to trick you into revealing personal information.
- Changing Your Address – Sending your mail to their location so you are unaware of your information being captured.
- Stealing – Taking your wallet or purses.
Protect your identity by protecting your personal information.
- Shred all papers containing personal information, such as bank and credit card statements, bills and invoices.
- Go Green. Be paperless by paying your bills electronically.
- Do not give personal information on the telephone or internet unless it is a known source.
- Use software to protect your computer from attacks.
- Keep all pin numbers and passwords in a secure environment.
- Examine bills carefully and look for unrecognizable charges.
- Routinely view your credit report
If you believe that you are an Identity Fraud Victim, file your complaint with the Federal Trade Commission (FTC) here. Find out more information at the FTC’s Identity Theft website: ftc.gov/idtheft . Immediately notify all your banks and credit card companies.
Also, obtain a copy of your credit report:
To order a report: (800) 685-1111
To report fraud: (800) 525-6285
To order a report: (888) 397-3742
To report fraud: (888) 397-3742
To order a report: (800) 916-8800
To report fraud: (800) 680-7289